Construction Financing Nationwide

Fund Ground-Up and Major Builds

Have plans, a budget, and a timeline? Submit your lot details and scope — we review whether the project fits our construction program.

Construction Project Checklist

  • Lot or property address and acquisition status
  • Plans, budget, and construction timeline
  • Builder or GC information if applicable
  • Completed value estimate and exit plan

Ready to Review Your Deal?

Submit your property details and our team will respond with clear next steps.

Start Your Loan Review

Ground-Up Projects Need a Clear Plan

Construction financing funds the lot, build, or major ground-up project — released against approved plans, budgets, and draw schedules rather than a simple purchase price. Builders and investors need a lender who reads blueprints, timelines, and completed value together.

We review your scope, budget, experience, and exit — whether selling the finished home or placing permanent financing after certificate of occupancy.

Ground-Up Projects Need a Clear Plan

Construction Scenarios

01

Spec home builds on owned or contracted lots

02

Custom residential projects with approved plans

03

Major ground-up development with defined budgets

04

Investor builds intended for sale after completion

05

Draw-schedule funding tied to construction milestones

What Construction Lenders Should Provide

Budget-Aligned Funding

Budget-Aligned Funding

Loan structure tied to line-item costs and draw milestones — not a lump guess.

Builder Experience Counts

Builder Experience Counts

We review your track record alongside plans and completed value projections.

Exit Built In

Exit Built In

Sale or permanent financing after completion is part of the initial review.

How it works

Construction Loan Milestones

Plans, budget, draws, and completion — reviewed together from day one.

1

Project Package

Submit lot status, plans, budget, timeline, and projected completed value.

2

Scope & Budget Review

We assess feasibility, builder capacity, and the spread to ARV or sale price.

3

Draw Structure

Terms outline how funds release through each construction phase.

4

Build & Complete

Execute the project, draw as milestones are met, and exit per plan.

Ready to review your deal?

Submit your property details or call our team — Investment Capital LLC responds with clear next steps.